Do you want to know how access to trade finance can increase your cross-border imports and exports? Explore our Trade Finance hub for practical tools.
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Ready to to increase your imports / exports to guarantee the payment and delivery of goods? Find out more about LCs here.
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Trade finance is a tool that can be used to unlock capital from a company’s existing stock, receivables, or purchase orders. Explore our hub for more.
A common form of business finance where funds are advanced against unpaid invoices prior to customer payment
Also known as SCF, this is a cash flow solution which helps businesses free up working capital trapped in global supply chains.
BoL, BL or B/L, is a legal document that provides multiple functions to make shipping more secure.
A payment instrument where the issuing bank guarantees payment to the seller on behalf of the buyer, provided the seller meets the specified terms and conditions.
The release of working capital from stock, through lenders purchasing stock from a seller on behalf of the buyer.
This allows a business to grow and unlock cash that is tied up in future income
A tool that businesses can use to free up working capital which is tied up in unpaid invoices.
This is commonly used for trading businesses that buy and sell; having suppliers and end buyers
Technology, construction, telecommunications, PPE, and electronics
Raw materials, agricultural products, minerals, metals, and textiles
Pharmaceuticals, chemicals, and energy products
Automotive, aviation, and marine industries
Pharmaceuticals, healthcare equipment, and related sectors
Ores, minerals, metals, and concentrates
Retail stock, e-commerce, textiles, clothing, and consumer goods
Construction, infrastructure, project finance, and green finance
Construction, infrastructure, project finance, and green finance
Food, drink, dairy, confectionery, and alcohol
E-commerce, recruitment, legal services, and hospitality
Financing tomorrow's trade
Due to increased sales, a soft commodity trader required a receivables purchase facility for one of their large customers - purchased from Africa and sold to the US.
Purchasing commodities from Africa, the US, and Europe and selling to Europe, a metals trader required a receivables finance facility for a book of their receivables/customers.
An energy group, selling mainly into Europe, desired a receivables purchase facility to discount names, where they had increased sales and concentration.
Rather than waiting 90 days until payment was made, the company wanted to pay suppliers on the day that the title to goods transferred to them, meaning it could expand its range of suppliers and receive supplier discounts.
Director General and Chief, Sectors Group
h Subramaniam, Director General and Chief, Sectors Group,Ramesh Subramaniam has been with the Asian Development Bank (ADB) for over 26 years, since March 1997. He has worked in different functions and areas in over 25 countries across the various sub-regions of Asia and the Pacific. In his current capacity as Director General and Chief of the Sectors Group – a position he took charge on 30 June 2023 when ADB’s New Operating Model (NOM) took effect, Ramesh oversees ADB’s work in all its 7 sectors of operation across the entire Asia and the Pacific Region. The Sectors Group is responsible for all of ADB’s Sovereign lending and grants, technical assistance and knowledge work in Agriculture, Food, Nature and Rural Development; Energy; Finance; Human and Social Development; Public Sector Management and Governance; Transport; and Water and Urban Development. The Sectors Group will also support Non-Sovereign and advisory operations of ADB.
The Sectors Group – under Ramesh’s leadership – will be a key driver in implementing ADB’s NOM. The Group will champion the 4 shifts intended under NOM: Climate Change shift to help all developing member countries (DMCs) of ADB deal with the adverse impact of climate change; Private Sector Development shift to create a sound enabling environment to attract private capital as well as facilitate gradual integration of Sovereign and Non-Sovereign operations of ADB; Solutions Shift to offer high value adding solutions for the challenges faced by DMCs; and the New Ways of Working Shift to forge a wide range of internal and external partnerships to enhance ADB’s support to its DMCs.
With a strong focus on policy and institutional reforms, Ramesh has led a large number of projects and initiatives across Asia and the Pacific. The ASEAN Infrastructure Fund, the ASEAN Policy Network, the ASEAN Green Finance Hub, the ASEAN Catalytic Green Finance Facility, and the Southeast Asia Development Symposium were established under his leadership.