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Informing today's market
Financing tomorrow's trade
Soft Commodities Trader
Due to increased sales, a soft commodity trader required a receivables purchase facility for one of their large customers - purchased from Africa and sold to the US.
Metals Trader
Purchasing commodities from Africa, the US, and Europe and selling to Europe, a metals trader required a receivables finance facility for a book of their receivables/customers.
Energy Trading Group
An energy group, selling mainly into Europe, desired a receivables purchase facility to discount names, where they had increased sales and concentration.
Clothing company
Rather than waiting 90 days until payment was made, the company wanted to pay suppliers on the day that the title to goods transferred to them, meaning it could expand its range of suppliers and receive supplier discounts.
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Informing Today’s Market, Financing tomorrow’s Trade.
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Payson E. Johnston
Payson E. Johnston
CrowdzPayson E. Johnston is the CEO and co-founder of Crowdz, a B2B payments company in Silicon Valley focused on helping SMEs get paid faster and access invoice finance. With over 20 years of experience in diverse areas, he served for 18 years as a global B2B supply chain Senior Manager for Cisco. He has lectured at the University of San Francisco and the University of California, Berkeley Extension.
Payson is also the CEO of Envoi, a venture-funded startup backed by Diagram Ventures, leading efforts to redefine receivable finance. Previously, he co-founded and led Crowdz, raising $28 million from industry giants like Citi, Barclays, and Bold Capital. Under his leadership, Crowdz facilitated over $95 million in SME financing before its assets were acquired by Private Equity.
As the Managing Director of Delphi, he drives strategic initiatives, leveraging his expertise in fintech to foster groundbreaking solutions. He holds an MBA from the University of San Francisco and an MA in Philosophical Theology from the University of Nottingham. He teaches business at the University of Tennessee Southern and has contributed to Tradetech reports with the World Economic Forum and the World Trade Organization. His research focuses on entrepreneurship, sustainability, and business ethics.
As a mentor at Techstars, Payson supports startup founders in AI, payments, and emerging industries, providing strategic guidance for early-stage growth. His guiding principle is to drive positive change with integrity, making a lasting impact on family, community, and society.
