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Soft Commodities Trader
Due to increased sales, a soft commodity trader required a receivables purchase facility for one of their large customers - purchased from Africa and sold to the US.
Metals Trader
Purchasing commodities from Africa, the US, and Europe and selling to Europe, a metals trader required a receivables finance facility for a book of their receivables/customers.
Energy Trading Group
An energy group, selling mainly into Europe, desired a receivables purchase facility to discount names, where they had increased sales and concentration.
Clothing company
Rather than waiting 90 days until payment was made, the company wanted to pay suppliers on the day that the title to goods transferred to them, meaning it could expand its range of suppliers and receive supplier discounts.
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Business Loans
Trade Finance without Barriers
Informing Today’s Market, Financing tomorrow’s Trade.
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Traditionally a bank loan, a business loan (or debt) is a common type of finance. There are several types of business loans, and many loan providers. Most business loans are structured around security – what the business can offer the finance provider as a guarantee in case the business defaults on the loan. Business loans are seen as one of the cheapest forms of business finance.
Who provides business loans?
Many high street banks and alternative finance providers offer business loans which can last from a few weeks to a few years. In general, a loan provider will hand over cash to the business after a successful application and the arrangement is usually for a fixed amount of time. Interest rates are usually charged monthly, and can be fixed or variable.
Sources of business loans are not from high street banks. Many alternative funders such and also ‘crowd-sourced’ loans offer competitive rates for both secured and unsecured loans. Some public backed organisations such as governments and councils also provide schemes for businesses to access loans.
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