Authors Page - Trade Finance Global

    • Themes
      • Trade

        Do you want to know how access to trade finance can increase your cross-border imports and exports? Explore our Trade Finance hub for practical tools.

        Treasury

        Are you a treasury or operations manager looking to mitigate the risks and efficiently manage your business’ cash flow? If so, check out our Treasury Management hub.

        Payments

        Whether you want updates from infrastructure support to cross-border transactions or clearing house operations to processing techniques, you can find all on our Payments hub.

        Letters of Credit

        Ready to to increase your imports / exports to guarantee the payment and delivery of goods? Find out more about LCs here.

        Shipping & Logistics

        Whether you’re transporting goods, or learning about supply chains, warehousing, transportation and packaging, we’ve got you covered.

        Incoterms

        Need to know which International Commerce Term is right for your needs? Explore our curated guides from shipping expert Bob Ronai.

        Sustainability

        Prioritising sustainable supply chains? Building inclusive trade? Working towards the UN’s 2030 SDGs? Read the latest on global sustainable standards vs green-washing here.

        Customs

        Heading into international markets? From the correct documentation to standardisation, here’s what you need to know for a streamlined customs clearance process.

        TradeTech

        TradeTech is rapidly evolving to help reduce some of the biggest challenges when it comes to trade. Keep up with these innovations here.

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    • News & Insights
      • News

        The latest in Trade, Treasury & Payments - stay up to date on all the changes across the globe.

        Magazines

        The issues feature experts across the industry on the latest developments with specific themed and regional editions.

        Articles

        Insights by the industry, for the industry. These include thought leadership pieces, interview write ups and Q&As.

        Guides

        Working closely with industry experts and trade practitioners we provide inclusive educational guides to improve your technical knowledge and expertise in global trade.

        Research & Data

        We undertake qualitative and quantitative research across various verticals in trade, as well as create reports with industry association partners to provide in-depth analysis.

        Trade Finance Talks

        Subscribe to our market-leading updates on trade, treasury & payments. Join the TFG community of 160k+ monthly readers for unrivalled access in your inbox.

    • Media
      • Podcasts

        Welcome to Trade Finance Talks! On our series we hear from global experts in trade, treasury & payments.

        Shorts

        Enjoy our bite-sized video content for insights on-the-go with our short VoxPop & summary series.

        Webinars

        Experience the true nature of the TFG community through panel discussions on the latest developments - engage with questions.

        Videos

        Join us as we interview leaders in international trade, treasury, payments and more! Watch and learn.

    • Events
      • Partner Conferences

        We partner with industry conferences around the world to ensure that you don’t miss out on any event; in person or online, add to your calendar now.

        Women in Trade, Treasury & Payments

        Get involved in our most important campaign of the year, celebrating the achievements of women in our industry and promoting gender equity and equality.

        Awards

        Our excellence awards in trade, treasury, and payments are like no other. You can't sponsor them, and they're independently judged. They are the most sought-after industry accolades.

        Online Events

        Join our virtual webinars and community events. Catch up on-demand, right here on TFG.

    • Editions
    • Finance Products
      • Trade Finance

        Trade finance is a tool that can be used to unlock capital from a company’s existing stock, receivables, or purchase orders. Explore our hub for more.

        Invoice Finance

        A common form of business finance where funds are advanced against unpaid invoices prior to customer payment

        Supply Chain Finance

        Also known as SCF, this is a cash flow solution which helps businesses free up working capital trapped in global supply chains.

        Bills of Lading

        BoL, BL or B/L, is a legal document that provides multiple functions to make shipping more secure.

        Letters of Credit

        A payment instrument where the issuing bank guarantees payment to the seller on behalf of the buyer, provided the seller meets the specified terms and conditions.

        Stock Finance

        The release of working capital from stock, through lenders purchasing stock from a seller on behalf of the buyer.

        Factoring

        This allows a business to grow and unlock cash that is tied up in future income

        Receivables Finance

        A tool that businesses can use to free up working capital which is tied up in unpaid invoices.

        Purchase Order Finance

        This is commonly used for trading businesses that buy and sell; having suppliers and end buyers

    • Sectors
    • Case Studies
      • Informing today's market

        Financing tomorrow's trade

        Soft Commodities Trader

        Due to increased sales, a soft commodity trader required a receivables purchase facility for one of their large customers - purchased from Africa and sold to the US.

        Metals Trader

        Purchasing commodities from Africa, the US, and Europe and selling to Europe, a metals trader required a receivables finance facility for a book of their receivables/customers.

        Energy Trading Group

        An energy group, selling mainly into Europe, desired a receivables purchase facility to discount names, where they had increased sales and concentration.

        Clothing company

        Rather than waiting 90 days until payment was made, the company wanted to pay suppliers on the day that the title to goods transferred to them, meaning it could expand its range of suppliers and receive supplier discounts.

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        Informing Today’s Market, Financing tomorrow’s Trade.

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  • About Us
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Contributors and authors at Trade Finance Global. Want to contribute to TFG? Email welovetrade@tradefinanceglobal.com. Here are our authors.

Savola Group
Sadar Abdul Rasheed is a trader turned risk management professional with extensive knowledge in quantitative finance. He has full dedication and experience in derivative trading, hedging, risk management, business continuity management (BCM), and enterprise risk management (ERM). Sadar is an expert in commodity trading and risk management (CTRM) systems implementation and utilization. He is well-versed in intraday trading on global commodity exchanges, including LME, CME, NYBOT, BMD, CBOT, LIFFE, and ICE, and has significant experience in energy, metals, soft and grain commodities, and currency derivative markets. He possesses proven skills in advanced delta-neutral dynamic hedging techniques in options and futures, as well as currency hedging and credit derivative markets. Additionally, Sadar has a strong understanding of developing risk policies and implementing ERM and BCM frameworks. He also has hands-on experience in commodity research and fundamental and technical analysis in emerging markets. Sadar graduated in agriculture science from Kerala Agricultural University (KAU) in Kerala, India, and holds a post-graduate degree in business finance from the Indian Institute of Finance (IIF) in Delhi, India. He earned his MBA from Edinburgh Napier University (ENU) in the UK and is overall a University Grant Commission of India (UGC)-NET qualified academician. He recently completed Ph.D. research in price risk management and financial derivatives from MS University in India and obtained a Doctor of Business Administration (DBA) in finance from the Swiss School of Management in Switzerland. He has also participated in an executive management program (MDP) at the Indian Institute of Management (IIM) in Kozhikode, India. Sadar is an experienced professional with deep knowledge and understanding of his field. He is innovative, a good leader and trainer, and a proven multi-talented individual with strong multitasking abilities.
UK House of Lords
Lord Holmes is a member of the influential House of Lords Select Committee on Science and Technology and has previously co-authored House of Lords Select Committee Reports on: Democracy and Digital Technologies [2020], Intergenerational Fairness [2019], Artificial Intelligence [2018], Financial Exclusion [2017], Social Mobility [2016] and Digital Skills [2015] Lord Holmes is co-chair of Parliamentary Groups on Fintech, AI, Blockchain, Assistive Technology and the 4th Industrial Revolution and has published a report; “Distributed Ledger Technologies for Public Good: leadership, collaboration and innovation” calling on the Government to look at the challenges and opportunities of this technology for improving public services. A progress update was published in November 2018. An ex-Paralympic swimmer, Lord Holmes won nine gold, five silvers and one bronze medal across four Games, including a record haul of six golds at Barcelona 1992.
Locus
Nishith is the CEO and founder of Locus and drives business strategy and innovation at the company. He is responsible for business expansion across geographies and heads operations globally. Prior to founding Locus, he worked with Amazon, building algorithms to counter credit card fraud. He also co-founded PinChat, a location-based conversation platform. Nishith holds a Bachelor’s degree in Electronics and a Master’s in Economics from BITS Pilani. He is a published author in the field of experimental physics and has patents in Machine Learning.
Finastra
Elena Sankova is a Global Solution Consultant at Finastra focusing on Trade Finance and Corporate Banking.
Lynn Galkoski has 25+ years of experience as an international trade financier. She is currently a Board Member of the International Trade and Forfaiting Association (ITFA) where she is also Chairperson of ITFA Americas. Lynn is seasoned in emerging markets, risk mitigation, liquidity & RWA management, trade portfolio management and capital markets.  Lynn has held key positions in international banking and treasury throughout her career: in global financial institutions (BNY Mellon, Standard Chartered Bank & Banca Intesa SpA), in a large commodity exporter (Cargill Financial Markets Division), in a bank owned trading company and also co-launched an entrepreneurial, small business. Based in New York City, Lynn manages BNY Mellon’s global distribution platform of risk mitigation channels for trade assets, balance sheet optimization which include all secondary market trade asset purchasing and sales activity, Trade Credit Insurance, Multilateral Development Agencies, Supply Chain Finance & ECA risk participations. Ms. Galkoski holds a specialized international finance Masters in Business Administration from Thunderbird (The Garvin School of International Management) and a Bachelor of Arts in International & Latin American Studies from Dickinson College. Lynn is fluent in Spanish and her professional and personal travels have spanned the globe (Latin America, Asia, Africa and extensively throughout Europe).
From positioning Canada as a leader in international trade, to supporting diverse entrepreneurs and SMEs, and ushering in an inclusive and sustainable recovery from the pandemic – Minister Mary Ng is focused on helping Canadians succeed. First elected as the Member of Parliament for Markham–Thornhill in April 2017, Minister Ng was appointed to Cabinet in July 2018 as Minister for Small Business and Export Promotion. Following her successful re-election in September 2021, she became Canada’s Minister of International Trade, Export Promotion, Small Business and Economic Development. Prior to serving as a Member of Parliament, Minister Ng worked in the government provincially in Ontario and federally, including as the Appointments Director to the Prime Minister. She also worked as Executive Director for the President of Ryerson University where she oversaw the creation of a cutting-edge business incubator for tech start-ups. Throughout her career, she has been committed to supporting entrepreneurs as they start up, scale up and access new markets. In over 20 years of public service, Minister Ng has been a devoted community leader with a focus on creating jobs, inclusive and sustainable trade, driving entrepreneurship, supporting underrepresented communities, and empowering small business to grow. .,
Sanjeev Dutta is the Executive Director of Commodities and Financial Services at DMCC. He oversees DMCC’s commodities vertical, and directs the development, implementation and regulation of the organisation’s financial products, platforms and services – including DMCC Tradeflow.
Wayne Mills is the Founder and Managing Director of Atom Advisory Limited. Formed in late 2022 following a 30+ year banking career, Atom adds value to Banks, NBFI’s and Corporates through the provision of strategy/product advice, project delivery and training in the area of Trade and all aspects of Working Capital. A core focus is to deliver ROI through actionable outputs.  Throughout his career, Wayne held various senior leadership positions in Transaction Banking, most recently leading the build-out and growth of the Transaction Banking Solutions team at Lloyds Bank supporting clients across the UK, EMEA, US and Asia. Combining strategic, technical and commercial acumen, Wayne oversaw the delivery of innovative, risk-appropriate solutions across Trade, Supply Chain and Receivables.  Wayne also sits on the Advisory Board of an APAC-based training business and is passionate about supporting the next generation of talent to ensure diversity of teams and thought.
Fitch Ratings
Abis is director of Fitch Ratings’ Fund and Asset Manager Group. His responsibilities include assigning ratings to money market and bond funds, as well as publishing timely research on analytical and regulatory developments affecting the sector. Prior to Fitch, Abis worked in banking and corporate treasury, as well as asset management. Abis holds a BEng & Com from the University of Birmingham and is an alumnus of the Lagos Business School Senior Management Program (SMP). He also has a Diploma in Treasury Management (AMCT) and Certificate in Financial Maths and Modelling (CertFMM).
SACE
With extensive experience in structured finance and export credit, Michal is the Chief International Business Officer of SACE, holding responsibility for the Group’s International Relations, Overseas Network and Political Credit Recovery. She manages SACE’s active participation within the OECD and the EU, as well as the relationship with the peer group. Over the past 10 years, she has steered the expansion of SACE’s overseas network, supervising international underwriting generated by the 12 offices abroad. Her responsibilities also include all activities related to the Paris Club and other political recoveries. Prior to her election as President, Michal sat on the Berne Union Management Committee for several mandates, also serving as Vice President from 2014 to 2016. During the same years, she led an outreach initiative between the Berne Union and the World Bank Group. In addition to her BU activities, from 2017 to 2020 Michal served as the first Secretary General of the International Working Group (IWG). From 2018 to 2021 she was the Vice Chairman of the Board of Directors of the African Trade Insurance Agency (ATI), where she currently holds an Alternate Director position. Prior to working at SACE, she spent 10 years at Mediocredito Centrale (Head of Oil, Gas and Petrochemicals, Structured Finance) and 7 years with HSBC. With a Business Studies, Risk Management and Finance BSc Honors degree from City University Business School (London, renamed CAAS), Michal has worked in investment banking in several European countries and has been invited to speak in numerous conferences worldwide.
Emirates NBD
Vishnu Purohit is a seasoned professional with over 19 years of experience in Trade Finance. He currently serves as the Group Head of Trade Product Management for Emirates NBD Group, responsible for overseeing trade and supply chain products across multiple locations, including Saudi Arabia, Egypt, UK, Singapore, and India. Vishnu has worked with DBS and HSBC in India, developing his expertise in Trade Product Management and structuring. He holds a management degree and is a Financial Risk Manager (FRM), GARP.
Finastra
As the Head of Business Strategy at Finastra, Carlos’ prime focus is on enabling our corporate banking clients to achieve the next phase of their transformation. He provides executive advisory regarding market trends and technology transformation across all areas of corporate banking on a global on a global basis. With more than 25 years of experience in transaction banking, Carlos has spent over a decade with major European banks in their transaction banking divisions. Since joining Finastra in 2005, Carlos has held roles with responsibility for driving successful trade services implementations across India, the Middle-East and Africa as well as providing technology and business insights on digital solutions. He has a keen interest in cutting-edge developments across platform modernisation, AI / Machine Learning, and blockchain to understand what these capabilities will help to deliver in terms of sustainable finance models, and how clients can cost-effectively adopt these technologies into their models.
HFW Singapore
Adam is a Partner in the Commodities department of HFW’s Singapore office with a focus on international trade, commodities and shipping matters. Adam’s area of expertise is international arbitration, both ad hoc and arbitrations under the GAFTA, FOSFA, LMAA, ICC, SIAC and UNCITRAL Rules. He also advises on non-contentious matters such as physical commodities contracts (including storage, warehousing, marketing and distribution agreements) and structured trade finance. Over the past few years, he has advised numerous commodities financiers on contentious trade finance issues and large-scale frauds. Adam was recognised in Asian Legal Business’ annual ‘40 Under 40’ list for 2022, which profiles the 40 most accomplished lawyers in Asia under the age of 40. He was also previously ranked as one of Singapore’s top 20 most promising legal luminaries aged under 40 (Singapore Business Review, 2018). A longstanding client attests to Adam’s strengths: “As in-house counsel in a fast-paced commodities business, it is important to be able to rely on external counsel for a swift response that is both business-friendly and practical. Adam consistently meets both of these criteria. He has a strong knowledge of the commodities business and applicable law. He also brings a calm ‘can do’ manner to contentious matters.”
Michael Byrne is the CEO of the Institute of International Banking Law & Practice and works with banks and financial institutions in the trade finance and compliance space. Michael is an expert in trade finance and payments, managing payment and sanctions/TBML risk, and works closely with other industry groups and banks to improve trade and compliance practices.
Katayoon Valizadeh is a senior consultant in the fields of trade/project finance, credit risk management, and international negotiations. She has worked more than 20 years in Iran’s ECA, and Credit Guarantee Institutions, while liaising with foreign companies. Her focus is on credit guarantee and credit insurance. Now she is working in “Small Industries Investment Guarantee Fund” of Iran, as a consultant and SCF Project Manager. 
African Trade Insurance Agency
Ama Thompson is a Political and Credit Risk Underwriter with the African Trade Insurance Agency (ATI), based in Nairobi, Kenya.
MENA Financial Crime Compliance Group
Michael Matossian joined Arab Bank plc in November 2005 as the Global Head of Group Regulatory Compliance and chairs the Bank’s Ethics Committee. Mr. Matossian has more than 35 years of experience in regulatory risk management, anti-money laundering, and compliance. Mr. Matossian participates in several national and international task forces addressing anti-money laundering, governance, and compliance matters and is actively involved with MENA FCCG and GCFFC to enhance financial crime literacy across the region. He holds the following certifications: CPA, CMA, CRP, CFE and CAMS.
Charles Bryant is a consultant and adviser in the fields of e-invoicing and B2B e-commerce. He is Secretary General of EESPA and formerly its Co-Chair. In this role he supports the membership in managing public policy, interoperability and promotional challenges in order to further e-invoicing adoption. Charles is a member of the European Multi-Stakeholder Forum on e-Invoicing and of the CEN Technical Committee for the development of a core invoice standard. He recently edited the ‘Standard Definitions for Techniques of Supply Chain Finance’ for the Global Supply Chain Finance Forum. He has previous assignments at Tungsten Network, the leading e-invoicing service provider, the Euro Banking Association, and was formerly Secretary General of the European Payments Council playing a major role in the design of the Single Euro Payments Area (SEPA) initiative. He spent six years in the senior executive team at SWIFT, the financial messaging and standards organisation. Prior to 1997, he had pursued a career in international banking with Chase, Midland (now HSBC) and NatWest with senior executive roles in trade finance, payments, investment and corporate banking. He has lived and worked in London, New York, Hong Kong, Sydney, and Brussels. He holds an MA in Philosophy, Politics and Economics from St Edmund Hall, University of Oxford (1970) and an MA in History from Birkbeck College, University of London (2012).

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